2010年8月26日星期四

Stop Credit Fraud by Detecting Phishing Emails

Spam email volume is a large portion of the email distributed each day. These Spam emails are sent by people trying to promote products using your unsolicited email address as a sales pool but even more scary are people trying to defraud you of your finances. These spammers send a series of nfl jersey emails designed to trick you into entering key financial information and is growing in volume each day.
These fraudulent emails are termed Phishing emails similar to catching a fish where you're looking for a bite, in this case entering account details. Identity fraud can ruin you financially and can take you many months to prove you were not responsible for the withdrawals and to try and recover the money stolen from you.
Your financial institution is not obliged to return any money to you as a person suffering online fraud. Financial institutions state in their terms and conditions quite clearly that the responsibility to maintain the security of your account numbers as well as any password or pin numbers is yours. Online banking is very convenient however the responsibility clearly sits with you in regards to security and privacy of your personal information.
Phishing emails are designed to collect your account information usually by ccheap nfl jerseys opying the websites of your financial institution and pretending that you need to update your account number, password, address etc. These emails are so convincing that it only takes a short lapse in concentration to compromise private information. Your bank would never ask you to update information via an email. If you need to carry out online banking do so by going directly to the website and not clicking on any email links
.
How can you prevent being scammed by these phishing emails ? Firstly if the email looks poorly presented with bad spelling and grammar you can assume it is Spam and delete the email. If it is a clean professional looking email with company colors and logos there are a few simple ways to check if the email you received is real. Most email these days is delivered in HTML format which makes for a richer email with text and graphics.
Hover the mouse over one of the links and in the status bar of the browser or email client you should see the domain the link is really going to take you. If this is not the domain you expect it's Spam and delete the email. If it does match the correct domain complete a further check as follows. You should see a 'View Source' option somewhere in your email client or browser. Select that option and you will see the HTML code that constructs the email.
Look for the link and make sure the address in the 'href' tag is a nfl jerseys legitimate domain for your financial institution.Remember that emails from your financial institution that you should click on are generally marketing, sales or new product information emails. Make sure you have anti-virus and anti-spyware applications installed on your computer to make sure you do not have spyware or malware that could be recording your account numbers and passwords.

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